Helping First Time Buyers Get In The Market

When was the last time you did a home loan “health check” to evaluate whether it might be beneficial to refinance your loan?

Are you getting the best deal on your existing loan?

How much could you save? Could you secure a lower interest rate?

What will it cost to refinance?

If you haven’t asked these questions in the last two years then now is the time! Home loan variable rates are lower than they were a year ago and fixed rates are also exceptionally low. You could be paying too much for your mortgage!

Banks that were offering great rates 2-3 years ago are now in many cases less attractive options and being surpassed by other lenders.

Getting better rates does not always mean moving lenders. We are often able to re-negotiate a better deal with your existing lender. However, if they are not willing to drop their rates for you, then it may be worthwhile considering moving to a different lender.

Just last month we successfully helped a client refinance their home loan, a move that will save them over $40K in total, even after factoring in break costs and expenses associated with the transition! Moreover, we strategically restructured the loan to better align with their financial circumstances, and we secured a portion of the loan at a significantly reduced rate for an extended period.

You could be spending your money or more important things. So why not give us a call and find out whether you could be saving $$$.