Malvern is a suburb in Melbourne, located about 10 kilometres southeast from the Melbourne CBD. The area is quiet and affluent, with many well-to-do families choosing to live here.
The streets are lined with trees and there are plenty of chic cafés and beautiful parks to enjoy.
This makes Malvern a popular choice for young families and those who want to live in close proximity to the city.
Of course, it’s not the easiest part of the Melbourne market to crack, with the median price for a house sitting at over $3,200,000 and the median price of units and apartments coming in at just over $750,000.
Like any suburb in Melbourne, enlisting the help of an independent Mortgage Broker in Malvern can help you better understand what you can afford, find the best lender for your needs and get you into the property of your dreams.
With decades of experience within our team, the independent mortgage brokers at Hatch Financial are hear to help with all your Malvern mortgage broking needs.
Whether you or your loved ones are buying property in Malvern or outside of the suburb, Hatch Financial Services is the Malven mortgage broker you can count on.
Contact us today.
A Mortgage Broker is a professional who will act as a middleman between you and a panel of lenders during the process of applying for and settling a loan.
They will help you find the best loan for your needs and circumstances from a panel of various lenders.
Each broker will have a different number of lenders they can choose from.
At Hatch Financial Services, for example, we choose between a panel of 30 lenders and regularly use more than 15 of those lenders.
This means they can find the right loan for their client’s needs and budgets. Mortgage brokers can also negotiate on behalf of their clients to get the best possible interest rate and terms.
As a client of an independent mortgage broker, you should expect that your broker is able to help you to:
A proactive, independent mortgage broker should also assist you by checking in at least once a year to review your interest rate and help you go back to the market to find the best deal possible.
There are many advantages of using a mortgage broker, but the main ones are:
You’ll get impartial advice: A good mortgage broker will offer you impartial advice. They aren’t tied to any one lender and can compare products from their panel to find the best loan for your needs.
You’ll have access to more lenders: Mortgage brokers have relationships with a range of lenders, so they can shop around to find the best loan for you.
You’ll get a better deal: Mortgage brokers have the experience and negotiation skills to get you a better interest rate than you could get on your own.
You’ll save time: Applying for a home loan can be time-consuming. A mortgage broker can do a lot of the legwork for you and save you time.
You’ll save money: Using an independent mortgage broker will ensure you get the best interest rate possible and therefore save money. Also, you don’t need to pay the broker a fee, as the lender pays them
You don’t need a mortgage broker to get a home loan, but they can save you time and money. If you’re not sure whether using a mortgage broker is right for you, ask yourself the following questions:
Do I have time to research the home loan market?
Do I understand all of the different types of loans available?
Do I know how to compare loans from different lenders?
Do I have the negotiation skills to get a good interest rate?
If you answered ‘no’ to any of these questions, then using a mortgage broker could be a good idea.
Mortgage brokers will do all of the research for you and help you to find the best loan for your needs. They can also negotiate on your behalf to get you a better interest rate than you could get on your own.
You don’t need to pay a mortgage broker a fee, as they are paid by the lender.
This is true for Hatch Financial Services, so you know that when you engage with us, you will not have to deal with any hidden fees or costs on our end.
We work for you and will pair you and your circumstances with the best available finance from our wide panel of lenders.
If you’re looking for a mortgage broker in Malvern, you should keep a few things in mind. First, make sure that the broker is Independent. This means they aren’t tied to any one lender and can offer impartial advice.
Second, ask about their experience and qualifications.
Finally, check their reviews online and make sure they have a good reputation. Look for Google Reviews and testimonials. Choosing the right mortgage broker can save you time and money, so it’s worth doing your research.
Michael always responded quickly to our questions and updated us frequently throughout the process. He was always very friendly and we are very happy with our service.
Can do attitude.
Always responded quickly to all questions and made the process as easy as possible.
Tim is an approachable, trustworthy person who is very easy to deal with.
I have used Hatch Financial twice now and couldn’t be happier with their services. The whole process runs very smoothly.
The team from Hatch are always on call to help answer your questions or give advice. Even if that day is their son’s birth!!
Tim provided us with easy to understand information and explained our options when buying our first home. He was friendly and made the whole experience a lot less daunting.
Hatch is a delightful and fabulous financial service to deal with…I was at complete ease and had full trust with Tim and Hatch.