Hatch Financial Services

A Mortgage Broker for Malvern properties you can trust

Looking for a Mortgage Broker in Malvern? Look no further than Hatch Financial Services. With over 20 years of experience, we can help you find the best loan for your needs.
Get in touch to discuss your options.

Mortgage Broker Malvern

Malvern is a suburb in Melbourne, located about 10 kilometres southeast from the Melbourne CBD. The area is quiet and affluent, with many well-to-do families choosing to live here.

The streets are lined with trees and there are plenty of chic cafés and beautiful parks to enjoy.

This makes Malvern a popular choice for young families and those who want to live in close proximity to the city.

Of course, it’s not the easiest part of the Melbourne market to crack, with the median price for a house sitting at over $3,200,000 and the median price of units and apartments coming in at just over $750,000.

Like any suburb in Melbourne, enlisting the help of an independent Mortgage Broker in Malvern can help you better understand what you can afford, find the best lender for your needs and get you into the property of your dreams.

With decades of experience within our team, the independent mortgage brokers at Hatch Financial are hear to help with all your Malvern mortgage broking needs.

mortgage-broker

Whether you or your loved ones are buying property in Malvern or outside of the suburb, Hatch Financial Services is the Malven mortgage broker you can count on.

Contact us today.

What does a mortgage broker do?

What does a mortgage broker do?

A Mortgage Broker is a professional who will act as a middleman between you and a panel of lenders during the process of applying for and settling a loan.

They will help you find the best loan for your needs and circumstances from a panel of various lenders.

Each broker will have a different number of lenders they can choose from.

At Hatch Financial Services, for example, we choose between a panel of 30 lenders and regularly use more than 15 of those lenders.

This means they can find the right loan for their client’s needs and budgets. Mortgage brokers can also negotiate on behalf of their clients to get the best possible interest rate and terms.

As a client of an independent mortgage broker, you should expect that your broker is able to help you to:

  • Determine your borrowing capacity
  • Assess a range of lenders from their panel in line with your wants and needs
  • Make a recommendation about the best lender for your financial situation, employment and any potential lenders who look favourably on your profession (EG: Doctor, Lawyer) and future needs
  • Handle the required paperwork for the loan submission
  • Get your pre-approval
  • Finalise your loan application when required
  • Settle the loan

A proactive, independent mortgage broker should also assist you by checking in at least once a year to review your interest rate and help you go back to the market to find the best deal possible.

Why use a mortgage broker?

Why use a mortgage broker?

There are many advantages of using a mortgage broker, but the main ones are:

You’ll get impartial advice: A good mortgage broker will offer you impartial advice. They aren’t tied to any one lender and can compare products from their panel to find the best loan for your needs.

You’ll have access to more lenders: Mortgage brokers have relationships with a range of lenders, so they can shop around to find the best loan for you.

You’ll get a better deal: Mortgage brokers have the experience and negotiation skills to get you a better interest rate than you could get on your own.

You’ll save time: Applying for a home loan can be time-consuming. A mortgage broker can do a lot of the legwork for you and save you time.

You’ll save money: Using an independent mortgage broker will ensure you get the best interest rate possible and therefore save money. Also, you don’t need to pay the broker a fee, as the lender pays them

Do I need a mortgage broker?

Do I need a mortgage broker?

You don’t need a mortgage broker to get a home loan, but they can save you time and money. If you’re not sure whether using a mortgage broker is right for you, ask yourself the following questions:

Do I have time to research the home loan market?

Do I understand all of the different types of loans available?

Do I know how to compare loans from different lenders?

Do I have the negotiation skills to get a good interest rate?

If you answered ‘no’ to any of these questions, then using a mortgage broker could be a good idea.

Mortgage brokers will do all of the research for you and help you to find the best loan for your needs. They can also negotiate on your behalf to get you a better interest rate than you could get on your own.

How much does a mortgage broker cost?

How much does a mortgage broker cost?

You don’t need to pay a mortgage broker a fee, as they are paid by the lender.

This is true for Hatch Financial Services, so you know that when you engage with us, you will not have to deal with any hidden fees or costs on our end.

We work for you and will pair you and your circumstances with the best available finance from our wide panel of lenders.

How to choose a mortgage broker?

How to choose a mortgage broker?

If you’re looking for a mortgage broker in Malvern, you should keep a few things in mind. First, make sure that the broker is Independent. This means they aren’t tied to any one lender and can offer impartial advice.

Second, ask about their experience and qualifications.

Finally, check their reviews online and make sure they have a good reputation. Look for Google Reviews and testimonials. Choosing the right mortgage broker can save you time and money, so it’s worth doing your research.

Meet the Team

Testimonials

  • Michael always responded quickly to our questions and updated us frequently throughout the process. He was always very friendly and we are very happy with our service.

    A & H Higuchi (2015) Cheltenham
  • Can do attitude.

    Gerard Wilson (2015) Bittern
  • Always responded quickly to all questions and made the process as easy as possible.

    Adam & Anna Leech (2014) Bentleigh East
  • Tim is an approachable, trustworthy person who is very easy to deal with.

    Amos Wilson & Alexa Jones (2013) Northcote
  • I have used Hatch Financial twice now and couldn’t be happier with their services. The whole process runs very smoothly.

    Ashley Froud & Elizabeth Dudgeon (2013) South Morang
  • The team from Hatch are always on call to help answer your questions or give advice. Even if that day is their son’s birth!!

    Adrian Vandenbergh & Nadia Cooke (2015) Thornbury
  • Tim provided us with easy to understand information and explained our options when buying our first home. He was friendly and made the whole experience a lot less daunting.

    Adam & Andrea Van Langenberg (2014) Mulgrave
  • Hatch is a delightful and fabulous financial service to deal with…I was at complete ease and had full trust with Tim and Hatch.

    Daniela Schillaci (2015) Elwood
Arie Jacoby
Arie Jacoby
2022-08-29
We have used Hatch for 2 mortgages now and I can't recommend them highly enough. Tim and his team are always efficient and professional, explain the options clearly and make the whole process of obtaining finance straightforward and stress-free. I wouldn't hesitate to use them again.
Craig Fermanis
Craig Fermanis
2022-08-25
Tim Gasper and his team have assisted us with all of our financial matters since 2007. His professionalism and expertise are quite incredible, and with our recent fairly complicated home loan adjustments he really went above and beyond. I am always recommending Hatch Financial Services to friends and colleagues and I am more than happy to do so here too!
Michael Hyde
Michael Hyde
2022-08-22
I'm not loyal to any bank. But I am loyal to my broker. I've been with Hatch for 15+ yrs and they have always gone above and beyond to look after me
Nicole Goodman
Nicole Goodman
2022-08-03
I recently purchased my first home and Hatch Financial Services were wonderful in guiding me along the process. Tim, Stella, Jimmy and Givane are all fantastic. Can't recommend Hatch more highly.
Laura Somerville Mather
Laura Somerville Mather
2022-07-06
Hatch helped us get a great mortgage 6 years ago and have checked in with us over the years and reviewed our loan to make sure our rate is competitive and best suits our needs. We have always been very impressed with their service, they go above and beyond!
Rolf
Rolf
2022-06-28
Tim saved us lots of money. His customer service is unbelievable. He proactively contacted us and reduced our rates without any costs. Can't get better than that.
Timothy Perri
Timothy Perri
2021-12-23
My partner and I have been clients with Hatch for a few years, and we recently re-financed our home loan with Jimmy who was excellent to deal with. Jimmy was very responsive and informative, and always happy to answer questions throughout the entire process. I would recommend them to anyone who is looking for a mortgage broker, as they work very hard at obtaining the best outcome for their clients.
Donna Freeman
Donna Freeman
2021-12-18
Tim has been our broker for over ten years and in that time his service has always been exceptional. It’s exciting to see his business develop with the quality team he has put together. Anyone who is supported by Hatch Financial knows quality and dedication.
Rob Marshall
Rob Marshall
2021-10-18
Tim, Jimmy and the team at Hatch went above and beyond to help us buy our first home. We really couldn't have done it without them. Their knowledge and expertise took away so much of our stress, and allowed us to actually enjoy the experience of buying property. Thanks guys!!!
Meredith Lee
Meredith Lee
2021-10-07
Jimmy has been very helpful and responsive on the multiple occasions I've had him organise my finance.
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