Hatch Financial Services

Trusted St Kilda Mortgage Broker

If you’re searching for a St Kilda mortgage broker, Hatch Financial Services has over 20 years of experience helping clients find the best loan for their needs.
Our independent mortgage brokers work with a panel of over 25 lenders, ensuring we find the right loan for you.
Contact us today to get started on your home loan application!

St Kilda Mortgage Broker

St Kilda is a vibrant and bustling suburb in Melbourne, located just 6 kilometres southeast of the Melbourne CBD.

Known for its iconic beach, bustling nightlife, and eclectic mix of cafes, restaurants, and shops, St Kilda attracts a diverse range of residents, from young professionals to families.

With its beautiful beachside location and excellent public transport connections, St Kilda is an ideal place for those who want to enjoy a coastal lifestyle while remaining close to the city.

The area offers various housing options, from charming Victorian homes to modern apartments, making it a popular choice for first-time homebuyers and property investors alike.

Navigating the property market in St Kilda can be challenging, and enlisting the help of a local independent mortgage broker is essential in finding the right loan and lender for your needs.


Hatch Financial Services, a St Kilda mortgage broker, has the experience and expertise to help you achieve your property goals in this exciting suburb.

What does a mortgage broker do?

What does a mortgage broker do?

A mortgage broker is a professional who acts as a middleman between you and a panel of lenders during the process of applying for and settling a loan.

They help you find the best loan for your needs and circumstances by comparing products from various lenders.

Mortgage brokers can also negotiate on your behalf to secure the best possible interest rate and loan terms.

Why use a mortgage broker?

Why use a mortgage broker?

Using a mortgage broker offers several advantages:

Impartial advice: Mortgage brokers can provide unbiased advice, as they aren’t tied to any specific lender and can compare products from their panel to find the best loan for your needs.

Access to more lenders: Mortgage brokers have relationships with a range of lenders, giving you a wider choice of loan products.

Better deals: Mortgage brokers have the experience and negotiation skills to secure a better interest rate than you could get on your own.

Time-saving: Applying for a home loan can be time-consuming. A mortgage broker can handle much of the legwork for you, saving you time and effort.

Money-saving: A mortgage broker can help you get the best interest rate, saving you money in the long run. You typically don’t need to pay the broker a fee, as the lender pays them.

Do I need a mortgage broker?

Do I need a mortgage broker?

While it’s not necessary to use a mortgage broker, they can save you time and money by helping you find the best loan for your needs.

If you’re unsure about researching the home loan market, understanding different loan types, comparing loans from various lenders, or negotiating for a good interest rate, a mortgage broker could be a valuable resource.

How much does a mortgage broker cost?

How much does a mortgage broker cost?

Mortgage brokers are generally paid by the lender, so you don’t need to pay them a fee. This means you can benefit from their expertise and services without incurring additional costs.

How to choose a mortgage broker?

When looking for a mortgage broker in St Kilda, consider the following factors:

Independence: Ensure the broker is independent and not tied to any specific lender, allowing them to provide impartial advice.

Experience and qualifications: Ask about their experience and qualifications to ensure they have the necessary expertise.

Reputation: Check online reviews and testimonials to ensure the broker has a good reputation for quality service.

Panel of lenders: Ensure the broker has a wide panel of lenders, giving you access to a range of loan products.

Meet the Team


  • Michael always responded quickly to our questions and updated us frequently throughout the process. He was always very friendly and we are very happy with our service.

    A & H Higuchi (2015) Cheltenham
  • Can do attitude.

    Gerard Wilson (2015) Bittern
  • Always responded quickly to all questions and made the process as easy as possible.

    Adam & Anna Leech (2014) Bentleigh East
  • Tim is an approachable, trustworthy person who is very easy to deal with.

    Amos Wilson & Alexa Jones (2013) Northcote
  • I have used Hatch Financial twice now and couldn’t be happier with their services. The whole process runs very smoothly.

    Ashley Froud & Elizabeth Dudgeon (2013) South Morang
  • The team from Hatch are always on call to help answer your questions or give advice. Even if that day is their son’s birth!!

    Adrian Vandenbergh & Nadia Cooke (2015) Thornbury
  • Tim provided us with easy to understand information and explained our options when buying our first home. He was friendly and made the whole experience a lot less daunting.

    Adam & Andrea Van Langenberg (2014) Mulgrave
  • Hatch is a delightful and fabulous financial service to deal with…I was at complete ease and had full trust with Tim and Hatch.

    Daniela Schillaci (2015) Elwood
Based on 32 reviews
Arie Jacoby
Arie Jacoby
We have used Hatch for 2 mortgages now and I can't recommend them highly enough. Tim and his team are always efficient and professional, explain the options clearly and make the whole process of obtaining finance straightforward and stress-free. I wouldn't hesitate to use them again.
Craig Fermanis
Craig Fermanis
Tim Gasper and his team have assisted us with all of our financial matters since 2007. His professionalism and expertise are quite incredible, and with our recent fairly complicated home loan adjustments he really went above and beyond. I am always recommending Hatch Financial Services to friends and colleagues and I am more than happy to do so here too!
Michael Hyde
Michael Hyde
I'm not loyal to any bank. But I am loyal to my broker. I've been with Hatch for 15+ yrs and they have always gone above and beyond to look after me
Nicole Goodman
Nicole Goodman
I recently purchased my first home and Hatch Financial Services were wonderful in guiding me along the process. Tim, Stella, Jimmy and Givane are all fantastic. Can't recommend Hatch more highly.
Laura Somerville Mather
Laura Somerville Mather
Hatch helped us get a great mortgage 6 years ago and have checked in with us over the years and reviewed our loan to make sure our rate is competitive and best suits our needs. We have always been very impressed with their service, they go above and beyond!
Tim saved us lots of money. His customer service is unbelievable. He proactively contacted us and reduced our rates without any costs. Can't get better than that.
Timothy Perri
Timothy Perri
My partner and I have been clients with Hatch for a few years, and we recently re-financed our home loan with Jimmy who was excellent to deal with. Jimmy was very responsive and informative, and always happy to answer questions throughout the entire process. I would recommend them to anyone who is looking for a mortgage broker, as they work very hard at obtaining the best outcome for their clients.
Donna Freeman
Donna Freeman
Tim has been our broker for over ten years and in that time his service has always been exceptional. It’s exciting to see his business develop with the quality team he has put together. Anyone who is supported by Hatch Financial knows quality and dedication.
Rob Marshall
Rob Marshall
Tim, Jimmy and the team at Hatch went above and beyond to help us buy our first home. We really couldn't have done it without them. Their knowledge and expertise took away so much of our stress, and allowed us to actually enjoy the experience of buying property. Thanks guys!!!
Meredith Lee
Meredith Lee
Jimmy has been very helpful and responsive on the multiple occasions I've had him organise my finance.
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