Articles, Updates & Posts

If you’re a homeowner in 2025 and haven’t reviewed your mortgage in the last 12–24 months, it may be time to consider refinancing. With interest rates on the move down, both thanks to RBA rate cuts and more generally due to the falling cost of [...]

Over the past few years, thousands of Australian homeowners locked in ultra-low fixed-rate home loans to shield themselves from rising interest rates. But as we head through 2025, many of these fixed-rate periods are ending—and the shift back to [...]

For first home buyers in 2025, securing a mortgage isn’t just about having a deposit and a job—it’s about convincing a lender that you’re a safe and responsible borrower. Lenders are in the business of risk management. They assess every [...]

At Hatch Financial Services, we understand that buying a home—whether it’s your first, your next, or an investment—comes with plenty of questions. As of April 2025, the Australian mortgage market continues to shift, with changing government [...]

Doctors are in a fortunate position when it comes to securing finance—high income, strong employment prospects, and low default risk make them very attractive to lenders. As a result, banks and lenders often roll out the red carpet with [...]

We help lots of First Home Buyers so we are really familiar with the excitement that comes with this milestone along with the trepidation and challenges faced. We also see a pattern of the common traps that First Home Buyers need help to [...]

Client Profile Couple in their early 50s with two teenage children in private school Current home loan: $650,000 remaining, with 22 years left Home value: Approximately $2M Super balance: $600,000, with $30,000 in annual statutory super [...]

Buying your first home is an exciting milestone, but navigating the financial side of things can be overwhelming. Many first-home buyers start their journey with one big question—how much can we borrow? But the answer isn’t always [...]

You bought your first home and it is a momentous milestone. But that is just the beginning of your homeownership journey. Your home loan might be over 25 or 30 years but it needs to be reviewed regularly to ensure you are still getting [...]

As a property investor, refinancing can be a powerful strategy to improve your cash flow, unlock equity, and expand your portfolio. However, navigating the refinancing process requires a clear understanding of lender requirements, loan products, [...]

Refinancing your home loan can seem like a daunting task, but with the right knowledge and preparation, it doesn’t have to be. Whether you’re looking to secure a lower interest rate, access equity for renovations, or consolidate your debt, [...]

As Australians head out of the cities and descend on beachside (or even mountain destinations) around the country, relaxing and rejoicing in a break from work, many will engage in imagining or even seriously considering the purchase of a holiday [...]