A pre-approval is not an essential step in the purchase of a property however it’s a very helpful one! Many people come to us once they’ve already bought, seeking financing for their property (which is fine). However, a pre-approval can provide you with the comfort and knowledge before you purchase, about your borrowing capacity, and the maximum amount you can afford to repay based on your income levels and a number of other factors. It’s assurance from the bank which can take away stress if you’re worried about funding! Once confirmed, your pre-approval lasts up to 3 months. Click here for more info.
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