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  • Home
  • About
  • Knowledge Centre
    • First Home Buyer
    • Investment Properties
    • Refinancing & Restructuring
    • Renovation & Construction
    • Upsizers & Downsizers
    • Commercial Property & Business Lending
    • Medical, Dental and Legal Professionals
    • Tools, Terms & Jargon
    • FAQs
    • How Much Can I Borrow
    • Extra Repayments Calculator
    • Property Fees
    • Doctor Home Loans
  • News
  • Contact

First Home Buyers

Home / First Home Buyers /
 Red Flags when applying for a Home Loan: What They Say About You (And How to Fix Them)
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By Timgaspar
In First Home Buyers
Posted April 10, 2025

Red Flags when applying for a Home Loan: What They Say About You (And How to Fix Them)

For first home buyers in 2025, securing a mortgage isn’t just about having a deposit and a job—it’s about convincing a lender that you’re a safe and responsible borrower. Lenders are in the [...]

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 Top 5 Mistakes First Home Buyers Make in Australia – And How to Avoid Them
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By Timgaspar
In First Home Buyers
Posted March 19, 2025

Top 5 Mistakes First Home Buyers Make in Australia – And How to Avoid Them

We help lots of First Home Buyers so we are really familiar with the excitement that comes with this milestone along with the trepidation and challenges faced. We also see a pattern of the common [...]

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 Case Study: How Expert Advice Helped First Home Buyers Secure Their Ideal Home
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By Timgaspar
In Case Studies, First Home Buyers
Posted February 19, 2025

Case Study: How Expert Advice Helped First Home Buyers Secure Their Ideal Home

Buying your first home is an exciting milestone, but navigating the financial side of things can be overwhelming. Many first-home buyers start their journey with one big question—how much can we [...]

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 Refinancing for First-Time Homeowners: What You Should Know
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By Timgaspar
In First Home Buyers, Refinancing & Restructuring
Posted February 11, 2025

Refinancing for First-Time Homeowners: What You Should Know

You bought your first home and it is a momentous milestone. But that is just the beginning of your homeownership journey. Your home loan might be over 25 or 30 years but it needs to be reviewed [...]

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By Timgaspar
In First Home Buyers, Investment Properties, Refinancing & Restructuring, Upsizers & Downsizers
Posted December 17, 2024

Kickstart 2025 with smart money habits

Whether you are trying to pay down an existing home loan or planning to enter the market in 2025, the new year is all about fresh starts. It’s the perfect time to reflect on your finances and [...]

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 The Pros and Cons of Buying Off the Plan: Is It Right for You?
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By Timgaspar
In First Home Buyers, Frequently Asked Questions, Tools, Terms & Jargon
Posted November 11, 2024

The Pros and Cons of Buying Off the Plan: Is It Right for You?

Buying off the plan (OTP) appeals to many home buyers as it presents an opportunity to secure a brand-new property that no one has lived in. Alongside this there are some financial benefits [...]

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 Top 5 Financial Tips for First Home Buyers
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By Timgaspar
In First Home Buyers
Posted October 27, 2024

Top 5 Financial Tips for First Home Buyers

Looking to buy your first home sometime soon? Maybe you are out there looking now or maybe it’s on the wish list for 2025. To help you on that path we have compiled the top 5 financial tips [...]

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 What is happening with house prices right now
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By Timgaspar
In First Home Buyers, Investment Properties, Property Prices, Upsizers & Downsizers
Posted October 13, 2024

What is happening with house prices right now

As housing supply ramps up in spring, we’ve seen property values inch higher nationally, but growth has slowed. With prices coming down in four capital cities during the September quarter – [...]

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 When will home loan interest rates drop?
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By Timgaspar
In First Home Buyers, Interest Rates, Medical, Dental & Legal Professionals, Refinancing & Restructuring, Upsizers & Downsizers
Posted October 12, 2024

When will home loan interest rates drop?

Homeowners with mortgages have been waiting with bated breath to see when the Reserve Bank of Australia (RBA) will cut the cash rate, which it has held steady at 4.35% since November 2023. Some [...]

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 Why You Should Get a Pre Approval for a Home Loan Before You Start Looking at Properties
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By Timgaspar
In First Home Buyers, Frequently Asked Questions
Posted September 24, 2024

Why You Should Get a Pre Approval for a Home Loan Before You Start Looking at Properties

Are you eager to dive into the property market but unsure where to start? Understanding why you should get a pre approval for a home loan before house hunting can make all the difference in your [...]

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